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    1. PayPal Merchant Fees

      When you sell with us, you can get some of the most competitive rates in the business.


      Last Updated: 9, November 2020

      You can find details about changes to our rates and fees and when they will apply on our Policy Updates Page. You can also view these changes by clicking ‘Legal’ at the bottom of any webpage and then selecting ‘Policy Updates’.

      Domestic: A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same country/territory.


      International: A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different countries/territories. Certain countries are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Country/Territory Grouping Table.

      Country Code Table: We may refer to two-letter country/territory codes throughout our fee pages. For a complete listing of PayPal country codes, please access our Country Code Table.

      Relevant Country/
      Territory

      Rates published below apply to PayPal accounts of residents of the following country/territory:

      Country/Territory list

      United States (US)

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      Commercial Transaction Rates

      When you buy or sell goods or services, receive payments through QR codes, make any other commercial type of transaction, send or receive a charity donation, or receive a payment when you “request money” using PayPal, we call that a “commercial transaction”.

      Standard rate for receiving domestic transactions

      Transaction TypeRate
      Commercial Transactions - Online2.90% + fixed fee
      Commercial Transactions – In-Store2.70% + fixed fee
      PayPal’s pay later offers2.90% + fixed fee
      QR code Transactions1.90% + fixed fee
      Venmo2.90% + fixed fee

      Receiving international transactions

      The fee for receiving domestic transactions applies plus the additional percentage-based fee for international commercial transactions.

      Additional percentage-based fee for international commercial transactions

      Payment TypeRate
      Commercial Transactions - Online1.50%
      Commercial Transactions – In-Store1.50%
      PayPal’s pay later offers1.50%
      QR code Transactions1.50%
      Venmo1.50%

      Fixed fee for commercial transactions (based on currency received)

      CurrencyFee
      Australian dollar0.30 AUD
      Brazilian real0.60 BRL
      Canadian dollar0.30 CAD
      Czech koruna10.00 CZK
      Danish krone2.60 DKK
      Euro0.35 EUR
      Hong Kong dollar2.35 HKD
      Hungarian forint90.00 HUF
      Israeli new shekel1.20 ILS
      Japanese yen40.00 JPY
      Malaysian ringgit2.00 MYR
      Mexican peso4.00 MXN
      CurrencyFee
      New Taiwan dollar10.00 TWD
      New Zealand dollar0.45 NZD
      Norwegian krone2.80 NOK
      Philippine peso15.00 PHP
      Polish zloty1.35 PLN
      Russian ruble10.00 RUB
      Singapore dollar0.50 SGD
      Swedish krona3.25 SEK
      Swiss franc0.55 CHF
      Thai baht11.00 THB
      UK pounds sterling0.20 GBP
      US dollar0.30 USD

      Fixed fee for QR code transactions (based on currency received)

      CurrencyFee
      Australian dollar0.10 AUD
      Brazilian real0.20 BRL
      Canadian dollar0.10 CAD
      Czech koruna3.00 CZK
      Danish krone0.70 DKK
      Euro0.10 EUR
      Hong Kong dollar0.80 HKD
      Hungarian forint30.00 HUF
      Israeli new shekel0.40 ILS
      Japanese yen12.00 JPY
      Malaysian ringgit0.70 MYR
      Mexican peso2.00 MXN
      CurrencyFee
      New Taiwan dollar3.00 TWD
      New Zealand dollar0.15 NZD
      Norwegian krone1.00 NOK
      Philippine peso5.00 PHP
      Polish zloty0.50 PLN
      Russian ruble3.00 RUB
      Singapore dollar0.20 SGD
      Swedish krona1.00 SEK
      Swiss franc0.10 CHF
      Thai baht4.00 THB
      UK pounds sterling0.10 GBP
      US dollar0.10 USD

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      Charity Transaction Rates

      Charity transaction rates are subject to application and pre-approval by PayPal. Once approved by PayPal, these rates will apply to all commercial transaction payments received in your PayPal account. Any reference to “fixed fee” means the fixed fee for charity transactions.

      Receiving domestic charity transactions

      Transaction TypeRate
      Charity Transactions2.20% + fixed fee

      Receiving international charity transactions

      The fee for receiving domestic charity transactions applies plus the additional percentage-based fee for international charity transactions.

      Additional percentage-based fee for international charity transactions

      Transaction TypeRate
      Charity Transactions1.50%

      Fixed fee for charity transactions (based on currency received)

      CurrencyFee
      Australian dollar0.30 AUD
      Brazilian real0.60 BRL
      Canadian dollar0.30 CAD
      Czech koruna10.00 CZK
      Danish krone2.60 DKK
      Euro0.35 EUR
      Hong Kong dollar2.35 HKD
      Hungarian forint90.00 HUF
      Israeli new shekel1.20 ILS
      Japanese yen40.00 JPY
      Malaysian ringgit2.00 MYR
      Mexican peso4.00 MXN
      CurrencyFee
      New Taiwan dollar10.00 TWD
      New Zealand dollar0.45 NZD
      Norwegian krone2.80 NOK
      Philippine peso15.00 PHP
      Polish zloty1.35 PLN
      Russian ruble10.00 RUB
      Singapore dollar0.50 SGD
      Swedish krona3.25 SEK
      Swiss franc0.55 CHF
      Thai baht11.00 THB
      UK pounds sterling0.20 GBP
      US dollar0.30 USD

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      Advanced Credit and Debit Card Payments

      Use of Advanced Credit and Debit Card Payments is subject to eligibility, application, and approval by PayPal and your acceptance of the terms of the Advanced Credit and Debit Card Payments and Virtual Terminal Agreement. These rates will apply to all commercial transaction card payments received using Advanced Credit and Debit Card Payments.

      Receiving transactions using Advanced Credit and Debit Card Payments

      Payment typeRate
      Advanced Credit and Debit Card PaymentsCommercial Transaction Rates

      Fixed fee for Advanced Credit and Debit Card transactions (based on currency received)

      CurrencyFee
      Australian dollar0.30 AUD
      Brazilian real0.60 BRL
      Canadian dollar0.30 CAD
      Czech koruna10.00 CZK
      Danish krone2.60 DKK
      Euro0.35 EUR
      Hong Kong dollar2.35 HKD
      Hungarian forint90.00 HUF
      Israeli new shekel1.20 ILS
      Japanese yen40.00 JPY
      Malaysian ringgit2.00 MYR
      Mexican peso4.00 MXN
      CurrencyFee
      New Taiwan dollar10.00 TWD
      New Zealand dollar0.45 NZD
      Norwegian krone2.80 NOK
      Philippine peso15.00 PHP
      Polish zloty1.35 PLN
      Russian ruble10.00 RUB
      Singapore dollar0.50 SGD
      Swedish krona3.25 SEK
      Swiss franc0.55 CHF
      Thai baht11.00 THB
      UK pounds sterling0.20 GBP
      US dollar0.30 USD

      Other fees for using Advanced Credit and Debit Card transactions

      ActivityDescriptionRate
      Additional Risk FactorsIf PayPal determines that your Account receives, or is likely to receive, a disproportionately higher number of customer complaints, Reversals, Chargebacks, Claims, or other indicators of a serious level of risk, PayPal may increase the percentage components of your Transaction Fees after giving you 30 days prior notice of the increase.Up to 5.00% per transaction
      Failure to implement Express CheckoutIf you do not implement Express Checkout as required, the percentage components of your Transaction Fees may increase after giving you 30 days prior notice.1.00% per transaction

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      Alternative Payment Method Rates

      We may allow your customers to choose any of the alternative payment methods (APMs) listed in our APM agreement at checkout to pay you for purchases.

      For a complete listing of the APMs we support, please see Annex 1 of the APM agreement. You must accept the terms of the APM agreement before receiving APM payments.

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      PayPal Cash and Cash Plus

      PayPal offers two types of balance accounts commonly referred to as PayPal Cash and PayPal Cash Plus.

      For more information and a complete listing of fees associated, please refer to the PayPal Cash and PayPal Cash Plus Terms and Conditions.

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      PayPal Here Rates

      Our PayPal Here solution is ideal for getting you paid while on the go or bringing the checkout experience directly to your customer anywhere or at any time.

      Use of PayPal Here is subject to eligibility, application, approval by PayPal and your acceptance of the terms of the PayPal Here agreement. These rates will apply to all commercial transaction payments received using PayPal Here.

      Standard rate for receiving transactions using PayPal Here

      Payment TypeRate
      Card Present Transactions2.70%
      Keyed Transactions3.50% + fixed fee
      PayPal Transactions (In Store)2.70%
      QR code Transactions2.70%

      Receiving international transactions using PayPal Here

      The fee for receiving domestic PayPal Here transactions applies plus the additional percentage-based fee for international PayPal Here transactions.

      Additional percentage-based fee for international PayPal Here transactions

      Payment TypeRate
      Card Present1.50%
      Keyed Transactions1.50%
      PayPal Transactions (In Store)1.50%
      QR code Transactions1.50%

      Charity rates for receiving transactions using PayPal Here

      Subject to eligibility, application and approval by PayPal. PayPal may evaluate applications on a case-by-case basis, including, without limitation on the following criteria: qualifying monthly sales volume, size of average shopping cart and an account in good standing. See our PayPal Here agreement for more details.

      Payment TypeRate
      Card Present Transactions2.70%
      Keyed Transactions3.50% + fixed fee
      PayPal Transactions (In Store)2.70%
      QR code Transactions2.70%

      Charity rate for receiving international transactions using PayPal Here

      The fee for receiving domestic charity PayPal Here transactions applies plus the additional percentage-based fee for international charity PayPal Here transactions.

      Additional percentage-based fee for international charity PayPal Here transactions

      Payment TypeRate
      Card Present1.50%
      Keyed Transactions1.50%
      PayPal Transactions (In Store)1.50%
      QR code Transactions1.50%

      Fixed fee for PayPal Here transactions (based on currency received)

      CurrencyFee
      Australian dollar0.30 AUD
      Brazilian real0.60 BRL
      Canadian dollar0.15 CAD
      Czech koruna10.00 CZK
      Danish krone2.60 DKK
      Euro0.35 EUR
      Hong Kong dollar2.35 HKD
      Hungarian forint90.00 HUF
      Israeli new shekel1.20 ILS
      Japanese yen40.00 JPY
      Malaysian ringgit2.00 MYR
      Mexican peso4.00 MXN
      CurrencyFee
      New Taiwan dollar10.00 TWD
      New Zealand dollar0.45 NZD
      Norwegian krone2.80 NOK
      Philippine peso15.00 PHP
      Polish zloty1.35 PLN
      Russian ruble10.00 RUB
      Singapore dollar0.50 SGD
      Swedish krona3.25 SEK
      Swiss franc0.55 CHF
      Thai baht11.00 THB
      UK pounds sterling0.20 GBP
      US dollar0.15 USD

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      PayPal Website Payments Pro and Virtual Terminal Rates

      PayPal’s Website Payments Pro (Pro/Direct Payments) and Virtual Terminal (VT) solutions can be integrated into your online and in-person checkout solutions, providing you and your customers with flexibility and security when processing payments. You must accept the terms of the PayPal Website Payments Pro and Virtual Terminal Agreement before receiving Pro/VT payments.

      Use of Pro and/or VT is subject to eligibility, application, and approval by PayPal and your acceptance of the terms of the PayPal Website Payments Pro and Virtual Terminal Agreement. These rates will apply to all commercial transaction payments received using Pro and/or VT. Any reference to “fixed fee” for Pro transactions means the fixed fee for Pro and VT transactions.

      Capitalized terms in this section are defined in the PayPal Website Payments Pro and Virtual Terminal Agreement.

      Receiving transactions using Pro/Direct Payments

      Payment typeRate
      US Transactions2.90% + fixed fee
      American Express Transactions3.50%

      Receiving transactions using VT

      Payment typeRate
      US Transactions3.10% + fixed fee
      American Express Transactions3.50%

      Receiving international transactions using Pro/Direct Payments and VT

      The fee for receiving domestic PayPal Here transactions applies plus the additional percentage-based fee for international PayPal Here transactions.

      Additional percentage-based fee for international Pro/Direct Payments and VT transactions

      Payment TypeRate
      Pro/Direct Payments1.50%
      Virtual Terminal (VT)1.50%
      Pro/Direct Payments - American Express Transactions1.50%
      VT - American Express Transactions1.50%

      Charity rates for receiving transactions using Pro/Direct Payments and VT

      Subject to eligibility, application, and approval by PayPal. PayPal may evaluate applications on a case-by-case basis, including, without limitation, on the following criteria: qualifying monthly sales volume, size of average shopping cart, and an account in good standing. See our PayPal Website Payments Pro and Virtual Terminal Agreement for more details.

      Payment TypeRate
      Pro/Direct Payments2.20% + fixed fee
      Virtual Terminal (VT)2.40% + fixed fee

      Fixed fee for Pro/Direct Payments & VT transactions (based on currency received)

      CurrencyFee
      Australian dollar0.30 AUD
      Brazilian real0.60 BRL
      Canadian dollar0.30 CAD
      Czech koruna10.00 CZK
      Danish krone2.60 DKK
      Euro0.35 EUR
      Hong Kong dollar2.35 HKD
      Hungarian forint90.00 HUF
      Israeli new shekel1.20 ILS
      Japanese yen40.00 JPY
      Malaysian ringgit2.00 MYR
      Mexican peso4.00 MXN
      CurrencyFee
      New Taiwan dollar10.00 TWD
      New Zealand dollar0.45 NZD
      Norwegian krone2.80 NOK
      Philippine peso15.00 PHP
      Polish zloty1.35 PLN
      Russian ruble10.00 RUB
      Singapore dollar0.50 SGD
      Swedish krona3.25 SEK
      Swiss franc0.55 CHF
      Thai baht11.00 THB
      UK pounds sterling0.20 GBP
      US dollar0.30 USD

      Other fees for using Pro/Direct Payments or VT

      ActivityDescriptionFee
      Account Monitoring ServiceOptional Service
      • 29.95 USD set up fee
      • 19.95 USD per month
      Advanced Fraud Management FiltersOptional Service
      • 20.00 USD per month
      • 0.05 USD per transaction
      Advanced Fraud Protection ServicesOptional Service
      • 10.00 USD per month
      • 0.05 USD per transaction
      Additional Risk FactorsIf PayPal determines that your Account receives, or is likely to receive a disproportionately higher number of customer complaints, Reversals, Chargebacks, Claims, or other indicators of a serious level of risk, PayPal may increase the percentage components of your Transaction Fees after giving you 30 days prior notice of the increase.Up to 5.00% per transaction
      Buyer Authentication ServiceOptional Service
      • 10.00 USD per month
      • 0.10 USD per transaction
      Card Verification TransactionsFor each account verification request0.30 USD
      Failure to implement Express CheckoutIf you do not implement Express Checkout as required, the percentage components of your Transaction Fees may increase after giving you 30 days prior notice.1.00% per transaction
      Monthly FeesPayments Advanced5.00 USD
      Payments Pro30.00 USD
      Payments Pro Payflow30.00 USD
      Virtual Terminal30.00 USD
      Recurring Billing Optional Service10.00 USD per month
      Recurring Payment ToolOptional Service30.00 USD per month
      Uncaptured Authorization TransactionsFor each successful but uncaptured authorization transaction via PayPal Payments Pro.0.30 USD

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      Payment Gateway

      Payflow Pro gives you the flexibility to design a checkout page that matches your site’s branding, and Payflow Link comes with a pre-built checkout template you embed right into your checkout page. With either, your customers can pay by credit card without leaving your site. For more information, please refer to the Payflow Gateway Services Agreement.

      Receiving transactions using Payflow

      Payment typeFee
      Payflow Pro Transaction0.10 USD
      Payflow Link Transaction0.10 USD

      Other fees for using Payflow

      ActivityDescriptionFee
      Monthly FeesPayflow Pro 25.00 USD
      Payflow LinkNo fee
      PayPal Recurring Billing Service
      (Monthly)
      Payflow Pro9.95 USD
      Payflow Link19.95 USD
      PayPal Fraud Protection Services
      (Monthly)
      Basic Package19.95 USD
      Advanced Package49.95 USD
      Buyer Authentication +9.95 USD
      One-Time Set-upPayflow Pro99.00 USD
      Payflow LinkNo fee
      PayPal Recurring Billing Service
      (One-Time Set-up)
      Payflow Pro14.95 USD
      Payflow Link9.95 USD
      PayPal Fraud Protection Services
      (One-Time Set-up)
      Basic Package29.95 USD
      Advanced Package89.95 USD
      Buyer Authentication +150.00 USD
      PayPal Fraud Protection Services
      (Monthly Excess Transaction Fee)
      Basic Package0.05 USD
      Advanced Package0.10 USD
      Buyer Authentication +0.10 USD

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      Mass Payments

      Mass Payments makes it easy to organize many recipients at once. We charge you a fee for each payment you send using Mass Payments, with the fee capped as shown below depending on the type of payment and currency in which it is sent.

      Sending Mass Payments

      TransactionRate
      US2% of total transaction amount (not to exceed the maximum fee cap below)
      US
      • When using the Payouts API
      Flat Rate see fee table below
      Other International Mass Payment2% of total transaction amount (not to exceed the maximum fee cap below)

      Fee and maximum fee cap for Mass Payments

      Based on payment currency:

      CurrencyUS Maximum Fee CapUS – When using the
      Payouts API Fee
      Other International
      Maximum Fee Cap
      Australian dollar1.25 AUD0.32 AUD24.00 AUD
      Brazilian real2.00 BRL0.50 BRL40.00 BRL
      Canadian dollar1.25 CAD0.32 CAD24.00 CAD
      Czech koruna24.00 CZK6.00 CZK400.00 CZK
      Danish krone6.00 DKK1.50 DKK120.00 DKK
      Euro0.85 EUR0.22 EUR16.00 EUR
      Hong Kong dollar7.00 HKD1.75 HKD160.00 HKD
      Hungarian forint210.00 HUF53.00 HUF6000.00 HUF
      Israeli new shekel4.00 ILS1.00 ILS80.00 ILS
      Japanese yen120.00 JPY30.00 JPY2000.00 JPY
      Malaysian ringgit4.00 MYRNot Applicable80.00 MYR
      Mexican peso11.00 MXN2.75 MXN300.00 MXN
      New Taiwan dollar33.00 TWD8.00 TWD800.00 TWD
      New Zealand dollar1.50 NZD0.38 NZD30.00 NZD
      Norwegian krone6.75 NOK1.70 NOK120.00 NOK
      Philippine peso50.00 PHP12.50 PHP1000.00 PHP
      Polish zloty3.00 PLN0.75 PLN60.00 PLN
      Russian ruble30.00 RUB60.00 RUB600.00 RUB
      Singapore dollar1.60 SGD0.40 SGD32.00 SGD
      Swedish krona9.00 SEK2.25 SEK160.00 SEK
      Swiss franc1.30 CHF0.33 CHF20.00 CHF
      Thai baht36.00 THB9.00 THB800.00 THB
      UK pounds sterling0.65 GBP0.17 GBP14.00 GBP
      US dollar1.00 USD0.25 USD20.00 USD

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      Micropayments

      Subject to application and pre-approval by PayPal, you may upgrade an existing account to receive the Micropayment rate. Micropayment rates can be ideal as an alternative to standard commercial transaction rates for businesses that process payments under 10.00 USD. If you upgrade to the Micropayment rate, this rate will apply to all commercial transaction payments received into your applicable PayPal account. Please contact us to apply for the Micropayment rate.

      Receiving micropayments

      TransactionRate
      US5.00% + micropayments fixed fee
      International micropayments5.00% + 1.50% + micropayments fixed fee

      Micropayments fixed fee

      Based on payment currency:

      CurrencyFee
      Australian dollar0.05 AUD
      Brazilian real0.10 BRL
      Canadian dollar0.05 CAD
      Czech koruna1.67 CZK
      Danish krone0.43 DKK
      Euro0.05 EUR
      Hong Kong dollar0.39 HKD
      Hungarian forint15.00 HUF
      Israeli new shekel0.20 ILS
      Japanese yen7.00 JPY
      Malaysian ringgit0.20 MYR
      Mexican peso0.55 MXN
      CurrencyFee
      New Taiwan dollar2.00 TWD
      New Zealand dollar0.08 NZD
      Norwegian krone0.47 NOK
      Philippine peso2.50 PHP
      Polish zloty0.23 PLN
      Russian ruble2.00 RUB
      Singapore dollar0.08 SGD
      Swedish krona0.54 SEK
      Swiss franc0.09 CHF
      Thai baht1.80 THB
      UK pounds sterling0.05 GBP
      US dollar0.05 USD

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      Chargeback Fees

      For transactions that are not processed either through a buyer’s PayPal account or through a guest checkout, we assess a settlement fee to sellers for credit and debit card transaction chargebacks (a chargeback may occur when a buyer rejects or reverses a charge on his or her card through the card issuer).

      The chargeback fee is based on the currency received as follows:

      Chargeback fees

      CurrencyFee
      Australian dollar22.00 AUD
      Brazilian real35.00 BRL
      Canadian dollar20.00 CAD
      Czech koruna400.00 CZK
      Danish krone120.00 DKK
      Euro16.00 EUR
      Hong Kong dollar155.00 HKD
      Hungarian forint4,325.00 HUF
      Israeli new shekel75.00 ILS
      Japanese yen1,875.00 JPY
      Malaysian ringgit65.00 MYR
      Mexican peso250.00 MXN
      CurrencyFee
      New Taiwan dollar625.00 TWD
      New Zealand dollar28.00 NZD
      Norwegian krone125.00 NOK
      Philippine peso900.00 PHP
      Polish zloty65.00 PLN
      Russian ruble640.00 RUB
      Singapore dollar28.00 SGD
      Swedish krona150.00 SEK
      Swiss franc22.00 CHF
      Thai baht650.00 THB
      UK pounds sterling14.00 GBP
      US dollar20.00 USD

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      Dispute Fees

      We may charge a Dispute Fee when a buyer files a dispute claim or chargeback for a transaction that was processed through the buyer’s PayPal account or a PayPal checkout solution. Please see the User Agreement for more information about Standard and High Volume Dispute fees.

      Dispute fees will be applied in the currency of the original transaction.

      Standard Dispute Fees

      CurrencyFee
      Australian dollar25.00 AUD
      Brazilian real65.00 BRL
      Canadian dollar20.00 CAD
      Czech koruna350.00 CZK
      Danish krone100.00 DKK
      Euro14.00 EUR
      Hong Kong dollar115.00 HKD
      Hungarian forint4,585.00 HUF
      Indian Rupee1080.00 INR
      Israeli new shekel55.00 ILS
      Japanese yen1,630.00 JPY
      Malaysian ringgit65.00 MYR
      Mexican peso300.00 MXN
      CurrencyFee
      New Taiwan dollar455.00 TWD
      New Zealand
      dollar
      25.00 NZD
      Norwegian krone140.00 NOK
      Philippine peso760.00 PHP
      Polish zloty60.00 PLN
      Russian ruble1125.00 RUB
      Singapore dollar20.00 SGD
      Swedish krona145.00 SEK
      Swiss franc15.00 CHF
      Thai baht465.00 THB
      UK pounds
      sterling
      12.00 GBP
      US dollar15.00 USD

      High Volume Dispute Fees

      CurrencyFee
      Australian dollar50.00 AUD
      Brazilian real130.00 BRL
      Canadian dollar40.00 CAD
      Czech koruna700.00 CZK
      Danish krone200.00 DKK
      Euro28.00 EUR
      Hong Kong dollar230.00 HKD
      Hungarian forint9,170.00 HUF
      Indian Rupee2160.00 INR
      Israeli new shekel110.00 ILS
      Japanese yen3,260.00 JPY
      Malaysian ringgit130.00 MYR
      Mexican peso600.00 MXN
      CurrencyFee
      New Taiwan dollar910.00 TWD
      New Zealand
      dollar
      50.00 NZD
      Norwegian krone280.00 NOK
      Philippine peso1520.00 PHP
      Polish zloty120.00 PLN
      Russian ruble2250.00 RUB
      Singapore dollar40.00 SGD
      Swedish krona290.00 SEK
      Swiss franc30.00 CHF
      Thai baht930.00 THB
      UK pounds
      sterling
      24.00 GBP
      US dollar30.00 USD

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      Currency Conversions

      For any of the following types of transactions involving a currency conversion by PayPal, the transaction exchange rate will also include a currency conversion spread.

      Converting payments in another currency

      Type of TransactionCurrency Conversion Spread
      • Paying for goods or services in a currency other than the currency the goods or services are listed in.
      • Sending money to a friend or family member such that they receive a different currency from the currency you pay in.
      • Sending money using PayPal’s Payouts or MassPay products such that your recipients receive a different currency from the currency you pay in.
      4.00%, or such other amount as may be disclosed to you during the transaction.
      • All other transactions
      3.00%, or such other amount as may be disclosed to you during the transaction.

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      E-check Fees

      Sometimes the sender of a payment you receive may use an E-check as a means of funding that payment from their bank account, in order to send it from their PayPal account. Please see the user agreement for more information about E-check. When you receive an E-check funded payment we apply the fee you agreed to pay to receive the payment up to a monetary cap indicated below (based on the currency received):

      Receiving E-check fees

      CountryRate
      Per each payment transactionCommercial Transaction Rates

      Maximum fee cap for E-checks

      CurrencyMaximum fee cap
      Australian dollar300.00 AUD
      Brazilian real500.00 BRL
      Canadian dollar300.00 CAD
      Czech koruna5000.00 CZK
      Danish krone1500.00 DKK
      Euro200.00 EUR
      Hong Kong dollar2500.00 HKD
      Hungarian forint54,000.00 HUF
      Israeli new shekel1100.00 ILS
      Japanese yen24,000.00 JPY
      Malaysian ringgit1000.00 MYR
      Mexican peso3500.00 MXN
      New Taiwan dollar9000.00 TWD
      New Zealand dollar400.00 NZD
      Norwegian krone1600.00 NOK
      Philippine peso13,000.00 PHP
      Polish zloty800.00 PLN
      Russian ruble12,000.00 RUB
      Singapore dollar400.00 SGD
      Swedish krona1800.00 SEK
      Swiss franc300.00 CHF
      Thai baht9000.00 THB
      UK pounds sterling200.00 GBP
      US dollar300.00 USD

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      Transfers Out of PayPal

      You can typically transfer money out of PayPal by standard transfers to your linked bank account or eligible cards. A currency conversion (and currency conversion fees) may also apply.

      Transferring balance from a business PayPal account

      Transfer toTransfer TypeRate
      Bank accountLocal AccountNo Fee (when no currency conversion is involved)
      Instant
      1.00% of amount transferred
      CardsInstant
      1.00% of amount transferred

      Withdrawal Limits – Instant Transfer for Bank

      FrequencyMaximum (up to)
      Per transaction25,000.00 USD

      Withdrawal Limits – Instant Transfer for Cards

      FrequencyMaximum (up to)
      Per transaction50,000.00 USD
      Per day100,000.00 USD
      Per week250,000.00 USD
      Per month500,000.00 USD

      Maximum fees

      Based on withdrawal currency:

      CurrencyMaximum Fee
      US dollar10.00 USD

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      Other Merchant Fees

      Included below are fees associated with events, requests, or actions that may happen when you use your account.

      Other Fees

      ActivityDescriptionRate
      Bank Return on Transfer out of PayPalThis fee is charged when a transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided.No Fee
      Commercial Transaction RefundsFull Refunds
      • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.
      Partial Refunds
      • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.
      Credit Card and Debit Card Confirmation(s)Some users, in order to increase their sending limit or as PayPal may determine, may be charged a Credit Card and Debit Card Link and Confirmation fee. This amount will be refunded when you successfully complete the credit card or debit card verification process.See Credit Card and Debit Card Link and Confirmation Table below.
      PayPal Business Debit MasterCardUse of the PayPal Business Debit MasterCard is subject to eligibility, application, approval by PayPal and your acceptance of the terms.Please see our PayPal Business Debit MasterCard Cardholder Agreement and Privacy Notice
      PayPal Cash MasterCardUse of the PayPal Cash MasterCard is subject to eligibility, application, approval by PayPal and your acceptance of the terms.Please see our PayPal Cash MasterCard Cardholder Agreement

      Credit Card and Debit Card Link and Confirmation Table

      CurrencyFee
      Australian dollar2.00 AUD
      Brazilian real4.00 BRL
      Canadian dollar2.45 CAD
      Czech koruna50.00 CZK
      Danish krone12.50 DKK
      Euro1.50 EUR
      Hong Kong dollar15.00 HKD
      Hungarian forint400.00 HUF
      Israeli new shekel8.00 ILS
      Japanese yen200.00 JPY
      Malaysian ringgitNot Applicable
      Mexican peso20.00 MXN
      CurrencyFee
      New Taiwan dollar70.00 TWD
      New Zealand dollar3.00 NZD
      Norwegian krone15.00 NOK
      Philippine peso100.00 PHP
      Polish zloty6.50 PLN
      Russian ruble60.00 RUB
      Singapore dollar3.00 SGD
      Swedish krona15.00 SEK
      Swiss franc3.00 CHF
      Thai baht70.00 THB
      UK pounds sterling1.00 GBP
      US dollar1.95 USD

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